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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,587 | $97,289-66.5% | $92,805-64.9% | $155,188-79.0% |
| Participation rate | 92.9% | 84.2%+8.7pp | 83.5%+9.3pp | 80.8%+12.1pp |
| Annual return | 5.32% | 29.03%-23.7pp | 31.59%-26.3pp | 148.84%-143.5pp |
| Employer contribution / active EE | $2,444 | $3,632-32.7% | $3,424-28.6% | $4,248-42.5% |
| Participant deferral / active EE | $14,282 | $8,795+62.4% | $8,448+69.1% | $6,531+118.7% |
| Admin fee / account holder | $4,306 | $12,015-64.2% | $10,911-60.5% | $14,480-70.3% |