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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,587 | $107,666-69.7% | $102,184-68.1% | $154,746-78.9% |
| Participation rate | 92.9% | 83.7%+9.1pp | 82.6%+10.3pp | 80.7%+12.2pp |
| Annual return | 5.32% | 29.33%-24.0pp | 31.58%-26.3pp | 172.34%-167.0pp |
| Employer contribution / active EE | $2,444 | $3,846-36.4% | $3,594-32.0% | $4,379-44.2% |
| Participant deferral / active EE | $14,282 | $8,719+63.8% | $8,309+71.9% | $6,730+112.2% |
| Admin fee / account holder | $4,306 | $12,943-66.7% | $11,609-62.9% | $14,365-70.0% |