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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,628 | $78,520-13.9% | $96,576-30.0% | $82,448-18.0% |
| Participation rate | 97.8% | 77.7%+20.0pp | 81.4%+16.3pp | 68.1%+29.7pp |
| Annual return | 21.27% | 41.30%-20.0pp | 38.47%-17.2pp | 41.64%-20.4pp |
| Employer contribution / active EE | $5,383 | $2,630+104.7% | $3,553+51.5% | $2,551+111.0% |
| Participant deferral / active EE | $9,838 | $6,754+45.7% | $7,956+23.7% | $4,139+137.7% |
| Admin fee / account holder | $3,198 | $13,455-76.2% | $11,381-71.9% | $7,234-55.8% |