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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $227,710 |
Filed as: NORTHWEST CAPITAL MANAGEMENT INC. Service code 27 · EIN 93-1242462 | Advisory (Plan) | $29,574 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,094 | $53,204-84.8% | $155,556-94.8% | $200,096-96.0% |
| Participation rate | 78.2% | 64.1%+14.1pp | 78.2%0pp | 72.0%+6.2pp |
| Annual return | 15.83% | 41.02%-25.2pp | 64.84%-49.0pp | 34.26%-18.4pp |
| Employer contribution / active EE | $0 | $1,850-100.0% | $4,675-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $2,346 | $3,163-25.9% | $5,631-58.3% | $5,090-53.9% |
| Admin fee / account holder | $98 | $186-47.5% | $15,885-99.4% | $269-63.8% |