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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,941 | $181,062-81.3% | $158,223-78.5% | $155,188-78.1% |
| Participation rate | 57.1% | 82.7%-25.5pp | 79.2%-22.1pp | 80.8%-23.7pp |
| Annual return | 21.45% | 57.39%-35.9pp | 52.09%-30.6pp | 148.84%-127.4pp |
| Employer contribution / active EE | $3,329 | $4,565-27.1% | $4,109-19.0% | $4,248-21.6% |
| Participant deferral / active EE | $4,235 | $6,134-31.0% | $5,467-22.5% | $6,531-35.2% |
| Admin fee / account holder | $2,337 | $18,825-87.6% | $16,047-85.4% | $14,480-83.9% |