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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,941 | $174,379-80.5% | $152,093-77.7% | $138,895-75.6% |
| Participation rate | 57.1% | 81.6%-24.5pp | 77.8%-20.6pp | 79.9%-22.8pp |
| Annual return | 21.45% | 74.86%-53.4pp | 66.36%-44.9pp | 145.39%-123.9pp |
| Employer contribution / active EE | $3,329 | $4,652-28.4% | $4,175-20.3% | $4,194-20.6% |
| Participant deferral / active EE | $4,235 | $6,159-31.2% | $5,451-22.3% | $6,396-33.8% |
| Admin fee / account holder | $2,337 | $16,880-86.2% | $14,497-83.9% | $12,562-81.4% |