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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,797 | $123,155-21.4% | $108,753-11.0% | $155,188-37.6% |
| Participation rate | 55.6% | 75.6%-20.1pp | 71.1%-15.5pp | 80.8%-25.2pp |
| Annual return | 14.27% | 44.73%-30.5pp | 37.47%-23.2pp | 148.84%-134.6pp |
| Employer contribution / active EE | $2,245 | $2,811-20.1% | $2,427-7.5% | $4,248-47.2% |
| Participant deferral / active EE | $4,037 | $4,623-12.7% | $4,115-1.9% | $6,531-38.2% |
| Admin fee / account holder | $36,676 | $12,126+202.4% | $10,320+255.4% | $14,480+153.3% |