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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,797 | $115,225-16.0% | $100,712-3.9% | $138,895-30.3% |
| Participation rate | 55.6% | 74.3%-18.8pp | 69.3%-13.7pp | 79.9%-24.4pp |
| Annual return | 14.27% | 40.35%-26.1pp | 33.27%-19.0pp | 145.39%-131.1pp |
| Employer contribution / active EE | $2,245 | $2,771-19.0% | $2,313-2.9% | $4,194-46.5% |
| Participant deferral / active EE | $4,037 | $4,699-14.1% | $4,085-1.2% | $6,396-36.9% |
| Admin fee / account holder | $36,676 | $10,844+238.2% | $9,256+296.2% | $12,562+192.0% |