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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,003 | $78,690-87.3% | $161,489-93.8% | $87,485-88.6% |
| Participation rate | 52.0% | 67.5%-15.5pp | 78.7%-26.7pp | 68.9%-16.9pp |
| Annual return | 27.20% | 32.74%-5.5pp | 89.72%-62.5pp | 26.06%+1.1pp |
| Employer contribution / active EE | $650 | $2,588-74.9% | $4,268-84.8% | $2,596-75.0% |
| Participant deferral / active EE | $1,544 | $3,311-53.4% | $5,630-72.6% | $4,274-63.9% |
| Admin fee / account holder | $158 | $6,724-97.6% | $16,006-99.0% | $7,775-98.0% |