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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,003 | $76,407-86.9% | $150,298-93.3% | $82,448-87.9% |
| Participation rate | 52.0% | 66.4%-14.4pp | 77.8%-25.8pp | 68.1%-16.1pp |
| Annual return | 27.20% | 39.99%-12.8pp | 62.79%-35.6pp | 41.64%-14.4pp |
| Employer contribution / active EE | $650 | $2,614-75.1% | $4,154-84.4% | $2,551-74.5% |
| Participant deferral / active EE | $1,544 | $3,214-52.0% | $5,453-71.7% | $4,139-62.7% |
| Admin fee / account holder | $158 | $6,352-97.5% | $14,116-98.9% | $7,234-97.8% |