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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,062 | $132,634-96.9% | $115,768-96.5% | $137,256-97.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 19.78% | 160.70%-140.9pp | 100.46%-80.7pp | 220.34%-200.6pp |
| Employer contribution / active EE | $1,562 | $3,360-53.5% | $2,940-46.9% | $4,156-62.4% |
| Participant deferral / active EE | $1,678 | $5,619-70.1% | $4,917-65.9% | $6,407-73.8% |
| Admin fee / account holder | $1,521 | $15,028-89.9% | $12,439-87.8% | $12,270-87.6% |