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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,414 | $95,453+88.0% | $112,040+60.1% | $82,448+117.6% |
| Participation rate | 76.9% | 72.8%+4.2pp | 76.5%+0.4pp | 68.1%+8.9pp |
| Annual return | 12.57% | 23.92%-11.4pp | 24.52%-11.9pp | 41.64%-29.1pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,593 | $4,224+56.1% | $5,098+29.3% | $4,139+59.3% |
| Admin fee / account holder | $8,701 | $9,013-3.5% | $12,098-28.1% | $7,234+20.3% |