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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,616 | $116,167+70.1% | $64,489+206.4% | $137,256+44.0% |
| Participation rate | 14.3% | 68.2%-53.9pp | 67.7%-53.4pp | 80.0%-65.7pp |
| Annual return | 12.17% | 36.55%-24.4pp | 55.03%-42.9pp | 220.34%-208.2pp |
| Employer contribution / active EE | $2,555 | $2,483+2.9% | $1,523+67.7% | $4,156-38.5% |
| Participant deferral / active EE | $4,943 | $4,215+17.3% | $2,778+77.9% | $6,407-22.8% |
| Admin fee / account holder | $0 | $6,188-100.0% | $4,260-100.0% | $12,270-100.0% |