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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,765 | $180,749-88.5% | $160,784-87.1% | $137,256-84.9% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.0%+14.0pp | 80.0%+10.9pp |
| Annual return | 9.77% | 2234.46%-2224.7pp | 1803.92%-1794.1pp | 220.34%-210.6pp |
| Employer contribution / active EE | $3,008 | $4,155-27.6% | $3,733-19.4% | $4,156-27.6% |
| Participant deferral / active EE | $5,854 | $6,844-14.5% | $6,293-7.0% | $6,407-8.6% |
| Admin fee / account holder | $4,931 | $10,397-52.6% | $9,717-49.3% | $12,270-59.8% |