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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,439 | $146,267-10.8% | $197,124-33.8% | $82,448+58.2% |
| Participation rate | 98.4% | 84.0%+14.4pp | 86.7%+11.7pp | 68.1%+30.3pp |
| Annual return | 21.62% | 29.61%-8.0pp | 44.34%-22.7pp | 41.64%-20.0pp |
| Employer contribution / active EE | $4,320 | $4,723-8.5% | $6,227-30.6% | $2,551+69.4% |
| Participant deferral / active EE | $8,836 | $7,035+25.6% | $9,135-3.3% | $4,139+113.5% |
| Admin fee / account holder | $22,752 | $14,422+57.8% | $16,298+39.6% | $7,234+214.5% |