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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,599 | $77,896+30.4% | $134,172-24.3% | $82,448+23.2% |
| Participation rate | 74.2% | 62.8%+11.4pp | 72.5%+1.7pp | 68.1%+6.1pp |
| Annual return | 13.33% | 18.21%-4.9pp | 25.30%-12.0pp | 41.64%-28.3pp |
| Employer contribution / active EE | $1,787 | $2,159-17.2% | $3,420-47.7% | $2,551-29.9% |
| Participant deferral / active EE | $4,040 | $3,162+27.8% | $4,690-13.9% | $4,139-2.4% |
| Admin fee / account holder | $18,025 | $6,336+184.5% | $12,016+50.0% | $7,234+149.2% |