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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,882 | $67,823-48.6% | $52,425-33.5% | $137,256-74.6% |
| Participation rate | 66.7% | 63.9%+2.8pp | 55.6%+11.0pp | 80.0%-13.3pp |
| Annual return | 23.87% | 219.11%-195.2pp | 302.12%-278.2pp | 220.34%-196.5pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,134 | $2,288+255.5% | $1,790+354.3% | $6,407+27.0% |
| Admin fee / account holder | $56 | $2,844-98.0% | $2,495-97.8% | $12,270-99.5% |