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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,172 | $154,228-94.1% | $145,433-93.7% | $137,256-93.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 23.12% | 74.59%-51.5pp | 66.58%-43.5pp | 220.34%-197.2pp |
| Employer contribution / active EE | $2,175 | $4,804-54.7% | $4,554-52.2% | $4,156-47.7% |
| Participant deferral / active EE | $7,778 | $8,216-5.3% | $7,897-1.5% | $6,407+21.4% |
| Admin fee / account holder | $957 | $14,344-93.3% | $13,129-92.7% | $12,270-92.2% |