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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,903 | $94,436-60.9% | $115,599-68.1% | $82,637-55.3% |
| Participation rate | 69.9% | 70.4%-0.6pp | 74.3%-4.4pp | 68.1%+1.8pp |
| Annual return | 17.72% | 18.37%-0.6pp | 111.10%-93.4pp | 53.51%-35.8pp |
| Employer contribution / active EE | $1,259 | $2,324-45.8% | $2,955-57.4% | $2,552-50.7% |
| Participant deferral / active EE | $4,092 | $3,955+3.5% | $4,889-16.3% | $4,126-0.8% |
| Admin fee / account holder | $6,618 | $10,328-35.9% | $12,841-48.5% | $7,339-9.8% |