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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,518 | $102,609+41.8% | $98,090+48.4% | $138,895+4.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 13.41% | 36.44%-23.0pp | 37.05%-23.6pp | 145.39%-132.0pp |
| Employer contribution / active EE | $2,499 | $3,867-35.4% | $3,606-30.7% | $4,194-40.4% |
| Participant deferral / active EE | $7,346 | $8,167-10.1% | $7,845-6.4% | $6,396+14.9% |
| Admin fee / account holder | $1,536 | $11,434-86.6% | $11,815-87.0% | $12,562-87.8% |