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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,346 | $162,136+40.8% | $152,301+49.9% | $154,746+47.6% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 17.78% | 91.02%-73.2pp | 80.50%-62.7pp | 172.34%-154.6pp |
| Employer contribution / active EE | $2,259 | $4,890-53.8% | $4,624-51.2% | $4,379-48.4% |
| Participant deferral / active EE | $10,708 | $8,341+28.4% | $8,004+33.8% | $6,730+59.1% |
| Admin fee / account holder | $2,314 | $15,759-85.3% | $14,398-83.9% | $14,365-83.9% |