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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,764 | $74,535-57.4% | $100,712-68.5% | $82,637-61.6% |
| Participation rate | 98.1% | 61.2%+37.0pp | 69.3%+28.9pp | 68.1%+30.1pp |
| Annual return | 15.73% | 18.92%-3.2pp | 33.27%-17.5pp | 53.51%-37.8pp |
| Employer contribution / active EE | $1,285 | $1,503-14.5% | $2,313-44.5% | $2,552-49.7% |
| Participant deferral / active EE | $3,089 | $3,074+0.5% | $4,085-24.4% | $4,126-25.1% |
| Admin fee / account holder | $2,670 | $6,576-59.4% | $9,256-71.2% | $7,339-63.6% |