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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC2+ years Service code 15 · EIN 11-3665754 | Recordkeeping | $35,469 |
Filed as: ONE DIGITAL INVESTMENT ADV. Service code 27 · EIN 43-1451524 | Advisory (Plan) | $11,650 |
NEXTCAPITAL GROUP, INC.2+ years Service code 50 104 S. MICHIGAN AVE. · CHICAGO, IL 60603 | Direct Payment | $4,810 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,331 | $56,060+36.2% | $76,002+0.4% | $80,874-5.6% |
| Participation rate | 91.4% | 62.0%+29.4pp | 69.1%+22.3pp | 67.6%+23.8pp |
| Annual return | 13.66% | 20.54%-6.9pp | 360.07%-346.4pp | 35.62%-22.0pp |
| Employer contribution / active EE | $864 | $1,873-53.9% | $2,688-67.8% | $2,756-68.6% |
| Participant deferral / active EE | $3,821 | $3,051+25.2% | $4,257-10.2% | $4,297-11.1% |
| Admin fee / account holder | $468 | $5,237-91.1% | $6,414-92.7% | $6,935-93.3% |