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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,789 | $212,386+14.3% | $199,883+21.5% | $138,895+74.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 12.15% | 47.75%-35.6pp | 43.81%-31.7pp | 145.39%-133.2pp |
| Employer contribution / active EE | $2,939 | $6,625-55.6% | $6,261-53.1% | $4,194-29.9% |
| Participant deferral / active EE | $9,918 | $9,617+3.1% | $9,138+8.5% | $6,396+55.1% |
| Admin fee / account holder | $5,199 | $18,233-71.5% | $17,268-69.9% | $12,562-58.6% |