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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,789 | $227,291+6.8% | $214,702+13.1% | $155,188+56.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 12.15% | 60.08%-47.9pp | 54.55%-42.4pp | 148.84%-136.7pp |
| Employer contribution / active EE | $2,939 | $6,772-56.6% | $6,461-54.5% | $4,248-30.8% |
| Participant deferral / active EE | $9,918 | $9,582+3.5% | $9,147+8.4% | $6,531+51.9% |
| Admin fee / account holder | $5,199 | $20,413-74.5% | $19,830-73.8% | $14,480-64.1% |