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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,448 | $76,407+83.8% | $150,298-6.6% | $82,448+70.3% |
| Participation rate | 93.3% | 66.4%+26.9pp | 77.8%+15.6pp | 68.1%+25.3pp |
| Annual return | 14.83% | 39.99%-25.2pp | 62.79%-48.0pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,650 | $2,614-36.9% | $4,154-60.3% | $2,551-35.3% |
| Participant deferral / active EE | $3,068 | $3,214-4.5% | $5,453-43.7% | $4,139-25.9% |
| Admin fee / account holder | $1,783 | $6,352-71.9% | $14,116-87.4% | $7,234-75.4% |