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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,448 | $86,050+63.2% | $189,758-26.0% | $94,015+49.4% |
| Participation rate | 93.3% | 68.9%+24.4pp | 79.8%+13.5pp | 70.8%+22.5pp |
| Annual return | 14.83% | 17.77%-2.9pp | 52.62%-37.8pp | 17.84%-3.0pp |
| Employer contribution / active EE | $1,650 | $2,819-41.5% | $4,767-65.4% | $2,790-40.9% |
| Participant deferral / active EE | $3,068 | $3,349-8.4% | $5,856-47.6% | $4,249-27.8% |
| Admin fee / account holder | $1,783 | $6,627-73.1% | $20,388-91.3% | $8,951-80.1% |