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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,878 | $254,759-93.0% | $216,567-91.7% | $198,609-91.0% |
| Participation rate | 83.3% | 84.5%-1.2pp | 81.6%+1.7pp | 82.4%+1.0pp |
| Annual return | 16.10% | 10.04%+6.1pp | 12.94%+3.2pp | 202.70%-186.6pp |
| Employer contribution / active EE | $0 | $6,096-100.0% | $5,216-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $8,321 | $6,948+19.8% | $6,191+34.4% | $6,977+19.3% |
| Admin fee / account holder | $1,344 | $26,311-94.9% | $21,981-93.9% | $19,030-92.9% |