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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,878 | $199,109-91.0% | $173,730-89.7% | $154,746-88.4% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.6%+3.8pp | 80.7%+2.6pp |
| Annual return | 16.10% | 20.02%-3.9pp | 19.96%-3.9pp | 172.34%-156.2pp |
| Employer contribution / active EE | $0 | $5,311-100.0% | $4,577-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $8,321 | $7,113+17.0% | $6,326+31.5% | $6,730+23.6% |
| Admin fee / account holder | $1,344 | $20,916-93.6% | $17,523-92.3% | $14,365-90.6% |