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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,209 | $111,535-95.3% | $105,223-95.0% | $137,256-96.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 21.86% | 237.85%-216.0pp | 180.65%-158.8pp | 220.34%-198.5pp |
| Employer contribution / active EE | $1,459 | $3,939-63.0% | $3,689-60.4% | $4,156-64.9% |
| Participant deferral / active EE | $1,510 | $5,500-72.5% | $5,072-70.2% | $6,407-76.4% |
| Admin fee / account holder | $627 | $9,721-93.6% | $8,859-92.9% | $12,270-94.9% |