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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,534 | $88,815+6.4% | $81,882+15.5% | $145,897-35.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 17.33% | 1033.75%-1016.4pp | 779.47%-762.1pp | 552.29%-535.0pp |
| Employer contribution / active EE | $6,914 | $3,086+124.0% | $2,916+137.1% | $4,663+48.3% |
| Participant deferral / active EE | $3,470 | $4,647-25.3% | $4,323-19.7% | $6,689-48.1% |
| Admin fee / account holder | $3,093 | $8,434-63.3% | $7,360-58.0% | $13,390-76.9% |