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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,787 | $123,000+4.7% | $105,582+22.0% | $198,609-35.2% |
| Participation rate | 100.0% | 76.8%+23.2pp | 71.8%+28.2pp | 82.4%+17.6pp |
| Annual return | 7.03% | 18.31%-11.3pp | 18.61%-11.6pp | 202.70%-195.7pp |
| Employer contribution / active EE | $26,495 | $3,582+639.7% | $2,984+787.9% | $5,055+424.1% |
| Participant deferral / active EE | $18,759 | $5,013+274.2% | $4,353+330.9% | $6,977+168.9% |
| Admin fee / account holder | $1,647 | $16,254-89.9% | $12,856-87.2% | $19,030-91.3% |