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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,930 | $174,379-63.9% | $152,093-58.6% | $138,895-54.7% |
| Participation rate | 81.8% | 81.6%+0.2pp | 77.8%+4.1pp | 79.9%+1.9pp |
| Annual return | 19.62% | 74.86%-55.2pp | 66.36%-46.7pp | 145.39%-125.8pp |
| Employer contribution / active EE | $7,152 | $4,652+53.7% | $4,175+71.3% | $4,194+70.5% |
| Participant deferral / active EE | $6,039 | $6,159-1.9% | $5,451+10.8% | $6,396-5.6% |
| Admin fee / account holder | $18,382 | $16,880+8.9% | $14,497+26.8% | $12,562+46.3% |