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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,930 | $181,062-65.2% | $158,223-60.2% | $155,188-59.4% |
| Participation rate | 81.8% | 82.7%-0.8pp | 79.2%+2.6pp | 80.8%+1.0pp |
| Annual return | 19.62% | 57.39%-37.8pp | 52.09%-32.5pp | 148.84%-129.2pp |
| Employer contribution / active EE | $7,152 | $4,565+56.7% | $4,109+74.1% | $4,248+68.4% |
| Participant deferral / active EE | $6,039 | $6,134-1.5% | $5,467+10.5% | $6,531-7.5% |
| Admin fee / account holder | $18,382 | $18,825-2.4% | $16,047+14.5% | $14,480+26.9% |