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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,947 | $71,057+475.5% | $93,654+336.7% | $80,874+405.7% |
| Participation rate | 92.6% | 60.4%+32.2pp | 68.7%+23.9pp | 67.6%+24.9pp |
| Annual return | 12.46% | 11.26%+1.2pp | 133.34%-120.9pp | 35.62%-23.2pp |
| Employer contribution / active EE | $9,327 | $1,564+496.4% | $2,421+285.3% | $2,756+238.5% |
| Participant deferral / active EE | $5,944 | $4,034+47.4% | $4,413+34.7% | $4,297+38.3% |
| Admin fee / account holder | $1,603 | $6,944-76.9% | $8,282-80.7% | $6,935-76.9% |