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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,571 | $100,194-74.5% | $122,979-79.2% | $86,983-70.6% |
| Participation rate | 93.2% | 73.0%+20.2pp | 77.2%+16.0pp | 69.5%+23.6pp |
| Annual return | 31.71% | 16.47%+15.2pp | 20.12%+11.6pp | 25.83%+5.9pp |
| Employer contribution / active EE | $4,577 | $2,326+96.8% | $3,062+49.5% | $2,584+77.1% |
| Participant deferral / active EE | $9,915 | $4,133+139.9% | $5,003+98.2% | $4,194+136.4% |
| Admin fee / account holder | $1,047 | $10,148-89.7% | $12,864-91.9% | $7,856-86.7% |