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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,948 | $84,684-58.7% | $73,835-52.7% | $125,388-72.1% |
| Participation rate | 58.3% | 76.8%-18.4pp | 73.4%-15.1pp | 83.2%-24.9pp |
| Annual return | -0.52% | 3123.93%-3124.5pp | 2268.13%-2268.6pp | 282.24%-282.8pp |
| Employer contribution / active EE | $1,638 | $3,123-47.6% | $2,788-41.3% | $4,866-66.3% |
| Participant deferral / active EE | $1,886 | $3,993-52.8% | $3,583-47.4% | $5,352-64.8% |
| Admin fee / account holder | $5,673 | $5,691-0.3% | $4,880+16.3% | $9,541-40.5% |