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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,569 | $172,111-46.2% | $150,298-38.4% | $137,256-32.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.25% | 69.37%-56.1pp | 62.79%-49.5pp | 220.34%-207.1pp |
| Employer contribution / active EE | $12,235 | $4,636+163.9% | $4,154+194.5% | $4,156+194.4% |
| Participant deferral / active EE | $9,914 | $6,166+60.8% | $5,453+81.8% | $6,407+54.7% |
| Admin fee / account holder | $6,185 | $16,471-62.4% | $14,116-56.2% | $12,270-49.6% |