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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,008 | $76,407+89.8% | $150,298-3.5% | $82,448+75.9% |
| Participation rate | 94.1% | 66.4%+27.7pp | 77.8%+16.4pp | 68.1%+26.0pp |
| Annual return | 12.78% | 39.99%-27.2pp | 62.79%-50.0pp | 41.64%-28.9pp |
| Employer contribution / active EE | $6,894 | $2,614+163.7% | $4,154+66.0% | $2,551+170.3% |
| Participant deferral / active EE | $7,664 | $3,214+138.4% | $5,453+40.6% | $4,139+85.2% |
| Admin fee / account holder | $38,047 | $6,352+499.0% | $14,116+169.5% | $7,234+425.9% |