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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,806 | $183,539+152.2% | $155,556+197.5% | $145,897+217.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.04% | 61.31%-42.3pp | 64.84%-45.8pp | 552.29%-533.3pp |
| Employer contribution / active EE | $16,615 | $5,315+212.6% | $4,675+255.4% | $4,663+256.3% |
| Participant deferral / active EE | $18,071 | $6,467+179.4% | $5,631+220.9% | $6,689+170.2% |
| Admin fee / account holder | $2,844 | $19,275-85.2% | $15,885-82.1% | $13,390-78.8% |