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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,557 | $90,538-86.1% | $88,457-85.8% | $154,746-91.9% |
| Participation rate | 100.0% | 80.9%+19.1pp | 78.6%+21.4pp | 80.7%+19.3pp |
| Annual return | 0.74% | 37.97%-37.2pp | 32.69%-32.0pp | 172.34%-171.6pp |
| Employer contribution / active EE | $3,629 | $4,914-26.1% | $4,681-22.5% | $4,379-17.1% |
| Participant deferral / active EE | $600 | $6,073-90.1% | $5,667-89.4% | $6,730-91.1% |
| Admin fee / account holder | $18,230 | $10,337+76.4% | $9,606+89.8% | $14,365+26.9% |