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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,557 | $70,532-82.2% | $68,948-81.8% | $137,256-90.9% |
| Participation rate | 100.0% | 81.0%+19.0pp | 79.2%+20.8pp | 80.0%+20.0pp |
| Annual return | 0.74% | 32.56%-31.8pp | 28.39%-27.6pp | 220.34%-219.6pp |
| Employer contribution / active EE | $3,629 | $4,355-16.7% | $4,165-12.9% | $4,156-12.7% |
| Participant deferral / active EE | $600 | $6,773-91.1% | $6,186-90.3% | $6,407-90.6% |
| Admin fee / account holder | $18,230 | $7,916+130.3% | $7,539+141.8% | $12,270+48.6% |