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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,213 | $43,730-44.6% | $66,674-63.7% | $64,097-62.2% |
| Participation rate | 28.7% | 50.7%-22.0pp | 73.7%-45.0pp | 55.2%-26.5pp |
| Annual return | 59.15% | 53.62%+5.5pp | 321.24%-262.1pp | 34.64%+24.5pp |
| Employer contribution / active EE | $1,081 | $1,673-35.4% | $2,620-58.7% | $1,891-42.8% |
| Participant deferral / active EE | $2,166 | $2,122+2.1% | $4,084-47.0% | $3,080-29.7% |
| Admin fee / account holder | $10,865 | $2,708+301.3% | $5,098+113.1% | $3,454+214.5% |