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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,520 | $60,454-57.8% | $81,844-68.8% | $74,459-65.7% |
| Participation rate | 27.1% | 63.0%-35.9pp | 72.4%-45.3pp | 67.2%-40.2pp |
| Annual return | 17.59% | 16.87%+0.7pp | 778.87%-761.3pp | 1369.70%-1352.1pp |
| Employer contribution / active EE | $1,089 | $2,630-58.6% | $2,916-62.7% | $2,626-58.5% |
| Participant deferral / active EE | $1,920 | $3,398-43.5% | $4,323-55.6% | $4,350-55.9% |
| Admin fee / account holder | $1,875 | $1,490+25.8% | $7,355-74.5% | $1,945-3.6% |