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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,901 | $72,471+151.0% | $94,215+93.1% | $86,983+109.1% |
| Participation rate | 97.8% | 63.9%+34.0pp | 70.0%+27.9pp | 69.5%+28.3pp |
| Annual return | 11.87% | 26.44%-14.6pp | 28.22%-16.3pp | 25.83%-14.0pp |
| Employer contribution / active EE | $16,867 | $1,936+771.3% | $2,675+530.5% | $2,584+552.6% |
| Participant deferral / active EE | $7,698 | $3,397+126.6% | $4,276+80.0% | $4,194+83.6% |
| Admin fee / account holder | $23,154 | $6,468+258.0% | $10,216+126.6% | $7,856+194.7% |