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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,901 | $59,440+206.0% | $78,004+133.2% | $82,637+120.1% |
| Participation rate | 97.8% | 62.8%+35.0pp | 69.4%+28.4pp | 68.1%+29.8pp |
| Annual return | 11.87% | 40.24%-28.4pp | 31.07%-19.2pp | 53.51%-41.6pp |
| Employer contribution / active EE | $16,867 | $1,750+863.6% | $2,469+583.2% | $2,552+560.9% |
| Participant deferral / active EE | $7,698 | $3,138+145.3% | $4,092+88.1% | $4,126+86.6% |
| Admin fee / account holder | $23,154 | $5,504+320.7% | $7,578+205.5% | $7,339+215.5% |