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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,318 | $111,814+192.7% | $93,654+249.5% | $145,959+124.3% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 10.79% | 203.30%-192.5pp | 133.34%-122.6pp | 561.95%-551.2pp |
| Employer contribution / active EE | $2,911 | $3,092-5.8% | $2,421+20.3% | $4,661-37.5% |
| Participant deferral / active EE | $6,463 | $4,914+31.5% | $4,413+46.5% | $6,689-3.4% |
| Admin fee / account holder | $25,381 | $10,246+147.7% | $8,282+206.5% | $13,398+89.4% |