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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,318 | $111,878+192.6% | $93,727+249.2% | $145,897+124.3% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 10.79% | 204.28%-193.5pp | 133.83%-123.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,911 | $3,092-5.8% | $2,421+20.2% | $4,663-37.6% |
| Participant deferral / active EE | $6,463 | $4,920+31.4% | $4,417+46.3% | $6,689-3.4% |
| Admin fee / account holder | $25,381 | $10,256+147.5% | $8,292+206.1% | $13,390+89.5% |