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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,318 | $111,785+192.8% | $93,669+249.4% | $145,877+124.4% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 10.79% | 203.79%-193.0pp | 133.59%-122.8pp | 551.28%-540.5pp |
| Employer contribution / active EE | $2,911 | $3,096-6.0% | $2,424+20.1% | $4,663-37.6% |
| Participant deferral / active EE | $6,463 | $4,919+31.4% | $4,416+46.4% | $6,691-3.4% |
| Admin fee / account holder | $25,381 | $10,256+147.5% | $8,291+206.1% | $13,402+89.4% |