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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,458 | $61,125+327.7% | $94,057+178.0% | $87,485+198.9% |
| Participation rate | 87.1% | 64.1%+23.0pp | 73.3%+13.8pp | 68.9%+18.2pp |
| Annual return | 16.41% | 35.20%-18.8pp | 480.62%-464.2pp | 26.06%-9.7pp |
| Employer contribution / active EE | $10,879 | $2,136+409.2% | $2,933+270.9% | $2,596+319.0% |
| Participant deferral / active EE | $11,407 | $3,260+249.9% | $4,709+142.2% | $4,274+166.9% |
| Admin fee / account holder | $10,063 | $5,629+78.8% | $7,244+38.9% | $7,775+29.4% |