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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,021 | $160,028-72.5% | $147,080-70.1% | $145,884-69.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.18% | 98.60%-84.4pp | 420.17%-406.0pp | 551.85%-537.7pp |
| Employer contribution / active EE | $1,482 | $5,286-72.0% | $4,933-70.0% | $4,662-68.2% |
| Participant deferral / active EE | $3,730 | $8,422-55.7% | $8,066-53.8% | $6,690-44.2% |
| Admin fee / account holder | $5,065 | $15,030-66.3% | $12,989-61.0% | $13,392-62.2% |