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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,325 | $102,938-79.3% | $94,105-77.3% | $138,895-84.6% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 19.30% | 250.28%-231.0pp | 204.55%-185.3pp | 145.39%-126.1pp |
| Employer contribution / active EE | $2,051 | $2,732-24.9% | $2,504-18.1% | $4,194-51.1% |
| Participant deferral / active EE | $2,757 | $4,196-34.3% | $3,881-29.0% | $6,396-56.9% |
| Admin fee / account holder | $551 | $6,600-91.6% | $6,199-91.1% | $12,562-95.6% |