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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,034 | $182,442-81.9% | $163,379-79.8% | $138,895-76.2% |
| Participation rate | 63.6% | 79.8%-16.1pp | 76.8%-13.2pp | 79.9%-16.3pp |
| Annual return | 16.06% | 72.74%-56.7pp | 63.41%-47.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $1,554 | $4,159-62.6% | $3,752-58.6% | $4,194-62.9% |
| Participant deferral / active EE | $2,114 | $6,817-69.0% | $6,282-66.3% | $6,396-66.9% |
| Admin fee / account holder | $855 | $10,396-91.8% | $9,818-91.3% | $12,562-93.2% |