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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,867 | $100,194-75.2% | $122,979-79.8% | $86,983-71.4% |
| Participation rate | 87.8% | 73.0%+14.8pp | 77.2%+10.6pp | 69.5%+18.2pp |
| Annual return | 21.01% | 16.47%+4.5pp | 20.12%+0.9pp | 25.83%-4.8pp |
| Employer contribution / active EE | $0 | $2,326-100.0% | $3,062-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,935 | $4,133-53.2% | $5,003-61.3% | $4,194-53.9% |
| Admin fee / account holder | $2,415 | $10,148-76.2% | $12,864-81.2% | $7,856-69.3% |