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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,584 | $183,516-14.1% | $155,534+1.3% | $145,884+8.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 17.33% | 61.43%-44.1pp | 64.92%-47.6pp | 551.85%-534.5pp |
| Employer contribution / active EE | $968 | $5,315-81.8% | $4,675-79.3% | $4,662-79.2% |
| Participant deferral / active EE | $5,499 | $6,467-15.0% | $5,630-2.3% | $6,690-17.8% |
| Admin fee / account holder | $1,365 | $19,293-92.9% | $15,900-91.4% | $13,392-89.8% |