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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,688 | $185,312-3.6% | $161,489+10.7% | $154,746+15.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 10.06% | 103.84%-93.8pp | 89.72%-79.7pp | 172.34%-162.3pp |
| Employer contribution / active EE | $2,357 | $4,769-50.6% | $4,268-44.8% | $4,379-46.2% |
| Participant deferral / active EE | $13,388 | $6,350+110.8% | $5,630+137.8% | $6,730+98.9% |
| Admin fee / account holder | $1,530 | $18,654-91.8% | $16,006-90.4% | $14,365-89.4% |