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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,050 | $70,121-85.7% | $63,803-84.2% | $138,895-92.8% |
| Participation rate | 57.1% | 77.2%-20.1pp | 72.7%-15.6pp | 79.9%-22.8pp |
| Annual return | 17.48% | 946.48%-929.0pp | 543.72%-526.2pp | 145.39%-127.9pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,532-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,397 | $4,535-69.2% | $3,843-63.7% | $6,396-78.2% |
| Admin fee / account holder | $36 | $6,738-99.5% | $5,196-99.3% | $12,562-99.7% |