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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,151 | $111,830-3.3% | $93,696+15.4% | $145,884-25.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.12% | 204.08%-193.0pp | 133.74%-122.6pp | 551.85%-540.7pp |
| Employer contribution / active EE | $22,822 | $3,093+637.9% | $2,422+842.3% | $4,662+389.5% |
| Participant deferral / active EE | $11,500 | $4,920+133.7% | $4,417+160.4% | $6,690+71.9% |
| Admin fee / account holder | $739 | $10,249-92.8% | $8,287-91.1% | $13,392-94.5% |