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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,718 | $184,014-63.7% | $161,149-58.6% | $138,895-52.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 11.90% | 21.52%-9.6pp | 21.16%-9.3pp | 145.39%-133.5pp |
| Employer contribution / active EE | $1,236 | $5,055-75.6% | $4,360-71.7% | $4,194-70.5% |
| Participant deferral / active EE | $645 | $6,909-90.7% | $6,153-89.5% | $6,396-89.9% |
| Admin fee / account holder | $15,602 | $18,027-13.5% | $15,194+2.7% | $12,562+24.2% |