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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,418 | $81,504+17.1% | $102,437-6.9% | $80,959+17.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 8.41% | 25.60%-17.2pp | 24.95%-16.5pp | 35.67%-27.3pp |
| Employer contribution / active EE | $11,669 | $3,104+276.0% | $3,871+201.5% | $2,757+323.2% |
| Participant deferral / active EE | $3,510 | $3,871-9.3% | $5,060-30.6% | $4,300-18.4% |
| Admin fee / account holder | $3,866 | $6,719-42.5% | $8,388-53.9% | $6,925-44.2% |