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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,593 | $73,107-59.5% | $114,563-74.2% | $87,485-66.2% |
| Participation rate | 55.0% | 65.8%-10.8pp | 72.9%-17.9pp | 68.9%-13.9pp |
| Annual return | 17.86% | 19.47%-1.6pp | 241.09%-223.2pp | 26.06%-8.2pp |
| Employer contribution / active EE | $747 | $1,881-60.3% | $2,592-71.2% | $2,596-71.2% |
| Participant deferral / active EE | $1,602 | $3,144-49.0% | $4,142-61.3% | $4,274-62.5% |
| Admin fee / account holder | $1,925 | $5,770-66.6% | $7,623-74.8% | $7,775-75.2% |