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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,593 | $75,807-61.0% | $116,096-74.5% | $86,983-66.0% |
| Participation rate | 55.0% | 66.9%-11.9pp | 73.3%-18.3pp | 69.5%-14.5pp |
| Annual return | 17.86% | 18.57%-0.7pp | 326.25%-308.4pp | 25.83%-8.0pp |
| Employer contribution / active EE | $747 | $1,892-60.5% | $2,503-70.2% | $2,584-71.1% |
| Participant deferral / active EE | $1,602 | $3,212-50.1% | $3,952-59.5% | $4,194-61.8% |
| Admin fee / account holder | $1,925 | $6,659-71.1% | $7,704-75.0% | $7,856-75.5% |