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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,007 | $166,242+14.3% | $165,071+15.1% | $145,884+30.2% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.6%-24.1pp | 80.3%-25.8pp |
| Annual return | 16.12% | 100.44%-84.3pp | 70.17%-54.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $6,593 | $5,283+24.8% | $4,347+51.6% | $4,662+41.4% |
| Participant deferral / active EE | $11,375 | $6,964+63.3% | $6,035+88.5% | $6,690+70.0% |
| Admin fee / account holder | $113 | $16,658-99.3% | $12,695-99.1% | $13,392-99.2% |