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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,849 | $160,028-61.4% | $147,080-57.9% | $145,884-57.6% |
| Participation rate | 69.6% | 84.0%-14.5pp | 82.2%-12.6pp | 80.3%-10.7pp |
| Annual return | 15.55% | 98.60%-83.0pp | 420.17%-404.6pp | 551.85%-536.3pp |
| Employer contribution / active EE | $9,112 | $5,286+72.4% | $4,933+84.7% | $4,662+95.4% |
| Participant deferral / active EE | $5,282 | $8,422-37.3% | $8,066-34.5% | $6,690-21.0% |
| Admin fee / account holder | $588 | $15,030-96.1% | $12,989-95.5% | $13,392-95.6% |