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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,119 | $81,331+496.5% | $155,534+211.9% | $80,935+499.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.96% | 33.37%-18.4pp | 64.92%-50.0pp | 35.66%-20.7pp |
| Employer contribution / active EE | $4,057 | $3,105+30.7% | $4,675-13.2% | $2,757+47.2% |
| Participant deferral / active EE | $5,341 | $3,454+54.6% | $5,630-5.1% | $4,299+24.2% |
| Admin fee / account holder | $7,906 | $7,999-1.2% | $15,900-50.3% | $6,924+14.2% |